Introduction
Most drivers only think about insurance when it’s time to renew. But motor insurance does more than just satisfy legal requirements — it can be the difference between financial ruin and safety on the road.
1. Third-Party Cover Is the Legal Minimum
By law, every vehicle in Kenya must have at least third-party insurance. This protects other drivers and pedestrians, but it doesn’t cover your own car.
2. Comprehensive Cover Protects Your Car
Comprehensive insurance includes theft, fire, and accidental damage. It’s ideal for new or high-value vehicles where repair costs can be overwhelming.
3. Add-Ons Can Save You Stress
Many policies allow extras such as roadside assistance, windscreen cover, and courtesy cars. These add-ons can make life easier after an accident.
4. Instant E-Stickers Are Now Standard
No more waiting for days — e-stickers and certificates are issued instantly when you buy or renew your policy.
5. Fast Claims Keep You on the Road
The right insurer processes claims quickly, so you’re not lef